Fannie Mae's 15% Reserve Rule — and the Way Around It
Fannie Mae is raising condo reserve funding from 10% to 15%. A current reserve study is the documented alternative — but the rules tighten in August.

Your Engineer Found Balcony Damage. How Do You Pay for It?
California caps special assessments at 5% without a member vote — but a safety threat in your SB 326 report may qualify as an emergency exception.

Investing HOA Reserve Funds: Safety, Liquidity, Yield
How HOA boards can safely invest reserve funds: prioritize safety, liquidity, and yield with FDIC-insured accounts, CDs, CD ladders, and Treasuries.

3 Critical Mistakes HOAs Make With Their Reserve Study
Learn 3 common HOA reserve study mistakes, like mishandling the funding plan and poor communication, that boards must avoid.

The True Cost of Delay: Dangers of an Underfunded Reserve
Delaying reserve contributions is costly. This guide unpacks the dangers of underfunded HOA reserves, from special assessments to falling property values.
